Many Americans are stuck between caring for aging parents, worrying about their own retirement while simultaneously helping their children afford higher education. Most of us grew up with nothing. We had no college fund. We took out student loans or applied for scholarships. A lot of us will be our parent’s retirement plan. What would […]
Saving for College or Retirement? Read More »
Grocery costs are noticeably higher than they were just a few short years ago. So what do we do? I know! We just eat out every meal right?! WRONG! The first step to getting your food budget under control is to take stock of where you stand today. How much are you spending on groceries,
Budget Buster #1 – Food Read More »
Social media has glamorized hustle culture for so long, that we are now in an anti-hustle culture season. A lot of people just want a regular job sending emails and to go home at 5 pm. I think there is absolutely nothing wrong with that, as long as you can afford it. However, if you
Why I am Pro ‘hustle culture’ Read More »
The TLDR answer is sooner rather than later. To be clear, when I refer to money in a relationship I don’t mean your actual income. I am referring to understanding your potential partner’s overall views on money. I do not think a person needs to make X amount to be a good partner. (Unless you
When to Bring Up money in a relationship Read More »
First, let me clarify, I am not anti-education. I just don’t think you need a college degree to be smart, educated, or successful anymore. Twenty-plus years ago, when I was graduating from high school, college was a dream for the few and a surefire gateway to success. Being the first person in my family to
Why I am Anti-College… Read More »
The answer is what nobody wants to hear… it depends. Yes, it depends. There is no one-size-fits-all approach to how to best utilize your tax return. I can confidently say that the WORST thing you can do is blow it and then wonder why you’re broke by March 30th. But, first things first, why are
What to do with your tax refund Read More »
No, my house didn’t burn down. I mean F.I.R.E – Financial Independence Retire Early. I only learned about FIRE a few years ago and my overwhelming thought was, why didn’t I hear about this SOONER?! Essentially there is a whole movement of people that have realized they can retire at any change if they get
How FIRE changed my life Read More »
Raising kids is HARD! It’s one of the hardest things you can ever do in life. We all try to do our best but the kids end up in therapy anyway. There are thousands of ways we can all be better parents. One is teaching our kids about finances early. I don’t know about you,
Raising Financially Smart & Appreciative Kids Read More »
Paula Abdul told us that opposites attract in the 80’s. But there is no greater argument among couples than when a YOLO spender marries a strict saver. Paula didn’t mention any of that in her cute little pop number with the cartoon cat. I speak from experience because I am one of them. It’s insane
Why do savers Marry Spenders? Read More »
Yeah, that’s what I thought too. All through my 20’s I just assumed that only rich people understood the black box that is investing. Regular people don’t invest, right? Don’t get me wrong, I had a 401k at all my jobs but I had no idea what I was doing with it. I just knew
The Stock Market is for Rich People… Read More »
Don’t get me wrong, there are dozens of mistakes you could be making with your budget. Heck, you might be making all of them. But what do I think is the worst? Easy, creating these pie-in-the-sky, unrealistic budgets based on your delulu goals. Yeah, you’re spending $500/week for food, but SUDDENLY you’ll be able to
Your Biggest Budgeting Mistake Read More »