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They say compound interest is the 8th wonder of the world. They also they that those who don’t understand it, are doomed to pay it. What does that really mean? If you have ever purchased a car or if you have student loans, you know you get a payment schedule. It is also called an […]

Until a few years ago, I did not track my net worth. I probably understood the concept, I just didn’t see the need for myself. I wasn’t in credit card debt? I paid my monthly bills. In my mind I was doing just fine, so what’s the point? It wasn’t until I learned about the

Most people are overwhelmed by the state of their finances. You know you need to do something, but what? This is the bare-bones basic post to get you started. Still scared? I am here to help you. You can schedule a free 30-minute goal setting session and I will hold your hand. You would be

Groceries have gotten so expensive lately a lot of people are now of the mindset that eating out is cheaper than cooking. Especially if you are cooking for one. But is that really true? Or is that just an excuse to cover up for laziness and apathy? Don’t shoot the messenger. Eating out 3+ meals

They say ignorance is bliss and what you don’t know, won’t hurt you. But is that true? We know that we SHOULD be checking our accounts and following a budget, but why don’t we? Why is it easier to stick your head in the sand and ignore it? Why do we just avoid the unopened

Many Americans are stuck between caring for aging parents, worrying about their own retirement while simultaneously helping their children afford higher education. Most of us grew up with nothing. We had no college fund. We took out student loans or applied for scholarships. A lot of us will be our parent’s retirement plan. What would

Grocery costs are noticeably higher than they were just a few short years ago. So what do we do? I know! We just eat out every meal right?! WRONG! The first step to getting your food budget under control is to take stock of where you stand today. How much are you spending on groceries,

Social media has glamorized hustle culture for so long, that we are now in an anti-hustle culture season. A lot of people just want a regular job sending emails and to go home at 5 pm. I think there is absolutely nothing wrong with that, as long as you can afford it. However, if you

The TLDR answer is sooner rather than later. To be clear, when I refer to money in a relationship I don’t mean your actual income. I am referring to understanding your potential partner’s overall views on money. I do not think a person needs to make X amount to be a good partner. (Unless you

First, let me clarify, I am not anti-education. I just don’t think you need a college degree to be smart, educated, or successful anymore. Twenty-plus years ago, when I was graduating from high school, college was a dream for the few and a surefire gateway to success. Being the first person in my family to

The answer is what nobody wants to hear… it depends. Yes, it depends. There is no one-size-fits-all approach to how to best utilize your tax return. I can confidently say that the WORST thing you can do is blow it and then wonder why you’re broke by March 30th. But, first things first, why are

No, my house didn’t burn down. I mean F.I.R.E – Financial Independence Retire Early. I only learned about FIRE a few years ago and my overwhelming thought was, why didn’t I hear about this SOONER?! Essentially there is a whole movement of people that have realized they can retire at any change if they get