If you grew up like me, you probably thought the line between needs and wants was clear: you need clothes, but you want name brands. You need shoes, but you want Nikes. Somewhere along the way, that line got blurred—and it’s costing us big time. In this post, let’s break down how to identify your […]
Needs vs. Wants: The Money Mindset That Changes Everything Read More »
I used to be terrified of investing. Honestly, I wished someone else would just handle it all for me. And sure—you can delegate your finances. But here’s the truth: it will cost you big time. Take my accountant, for example. At tax time, I read off my numbers from a spreadsheet, and we’re done in
Take Ownership of Your Money: Why No One Will Care About Your Finances More Than You Read More »
Have you ever stopped to think about why you handle money the way you do? Why saving feels natural for some people but impossible for others? Why some of us swipe a credit card without blinking while others feel guilty about every dollar spent? The truth is, much of our money mindset comes from childhood.
How Your Childhood Shapes Your Money Mindset (and What to Do About It) Read More »
Growing Up With Less, Dreaming of MoreI grew up in a home where money was tight, but values were strong. My dad worked hard, prioritized family, and taught me (without words) the importance of saving, credit, and responsibility. We didn’t have luxuries, but we had enough. Sometimes enough meant fried eggs over rice for dinner,
From Struggle Meals to First Homeowner: My Money Journey Read More »
Marriage and Money: Why Communication Matters More Than You Think When I got married, I assumed my husband and I were automatically on the same page about money or it would be a simple conversation. Big mistake. HUGE. We had very different habits, expectations, and approaches when it came to finances. And because we didn’t
Marriage & Money: Lessons We Learned the Hard Way Read More »
Growing up as girl in the 80’s and 90’s, especially an academically high achieving one, ADHD was nowhere on my radar. As an adult I found myself surrounded by women with ADHD (some diagnosed, some not). It took me 44 years to realize I had it too. It came as a shock, but finally, my
ADHD and Your Money Read More »
I remember the first time I was let go from a job. It was devastating. It’s almost like going through a bad breakup. But like most things, the first time is the hardest. With the state of the economy and job market today, it’s almost inevitable that it will happen to you, so you might
Getting Laid Off Sucks: How to prepare for the Inevitable Read More »
They say compound interest is the 8th wonder of the world. They also they that those who don’t understand it, are doomed to pay it. What does that really mean? If you have ever purchased a car or if you have student loans, you know you get a payment schedule. It is also called an
Why you need to understand Compound interest Read More »
Until a few years ago, I did not track my net worth. I probably understood the concept, I just didn’t see the need for myself. I wasn’t in credit card debt? I paid my monthly bills. In my mind I was doing just fine, so what’s the point? It wasn’t until I learned about the
Why should you track your Net worth? Read More »
Pages Most people are overwhelmed by the state of their finances. You know you need to do something, but what? This is the bare-bones basic post to get you started. Still scared? I am here to help you. You can schedule a free 30-minute goal setting session and I will hold your hand. You would
Where to start when you don’t know where to start Read More »
Groceries have gotten so expensive lately a lot of people are now of the mindset that eating out is cheaper than cooking. Especially if you are cooking for one. But is that really true? Or is that just an excuse to cover up for laziness and apathy? Don’t shoot the messenger. Eating out 3+ meals
Refusing to Cook is Keeping you broke Read More »
They say ignorance is bliss and what you don’t know, won’t hurt you. But is that true? We know that we SHOULD be checking our accounts and following a budget, but why don’t we? Why is it easier to stick your head in the sand and ignore it? Why do we just avoid the unopened
Why Are you avoiding your finances? Read More »